function checkit(){
if(document.submit_app.first_name.value==""){
alert("please enter a First Name");return false;}

if(document.submit_app.last_name.value==""){
alert("please enter a Last Name");return false;}

if(document.submit_app.ssn01.value==""){
alert("please enter a complete Social Security number");return false;}

if(document.submit_app.ssn02.value==""){
alert("please enter a complete Social Security number");return false;}

if(document.submit_app.ssn03.value==""){
alert("please enter a complete Social Security number");return false;}

if(document.submit_app.birth_day.value==""){
alert("please enter the Date of Birth");return false;}

if(document.submit_app.birth_month.value==""){
alert("please enter the Month of Birth");return false;}

if(document.submit_app.birth_year.value==""){
alert("please enter the Year of Birth");return false;}

if(document.submit_app.home_phone.value==""){
alert("please enter a Home Phone");return false;}

if(document.submit_app.email.value==""){
alert("please enter an Email Address");return false;}

if(document.submit_app.contactmethod.value==""){
alert("please enter a preferred contact method");return false;}

if(document.submit_app.street_address.value==""){
alert("please enter a street Address");return false;}

if(document.submit_app.city.value==""){
alert("please enter a City");return false;}

if(document.submit_app.state.value==""){
alert("please enter a State");return false;}

if(document.submit_app.zip_code.value==""){
alert("please select a Zip Code");return false;}

if(document.submit_app.housing_cost.value==""){
alert("please select a Current Mortgage/Rent");return false;}

if(document.submit_app.years_at_address.value==""){
alert("please select a Current Length Of Residence In Years");return false;}

if(document.submit_app.months_at_address.value==""){
alert("please select a Current Length Of Residence In Months");return false;}

if(document.submit_app.residence_type.value==""){
alert("please select a residence type");return false;}

if(document.submit_app.employer.value==""){
alert("please enter a Employer Name");return false;}

if(document.submit_app.occupation.value==""){
alert("please enter an Occupation");return false;}

if(document.submit_app.employment_type.value==""){
alert("please enter an employment type");return false;}

if(document.submit_app.years_at_employer.value==""){
alert("please enter a Length of Employment in Years");return false;}

if(document.submit_app.months_at_employer.value==""){
alert("please enter a Length of Employment in Months");return false;}

if(document.submit_app.employer_phone.value==""){
alert("please enter a Employer Phone");return false;}

if(document.submit_app.monthly_income.value==""){
alert("please enter a Monthly Wage");return false;}

if(document.submit_app.checking_account.value==""){
alert("please select checking account verification");return false;}

if(document.submit_app.savings_account.value==""){
alert("please select savings account verification");return false;}

if(document.submit_app.down_payment.value==""){
alert("please enter a down payment");return false;}
else { return true;}
}